• Conduct a preliminary performance analysis of all existing investments. This often includes an examination of possible tax implications and mutual fund costs associated with the portfolio.
• In conjunction with advice from other financial advisors, we review our client’s entire asset holdings. Then we develop and implement a customized, five-year investment strategy.
• Guidance is provided in selecting the brokerage house that will best serve the portfolio’s needs based on the investment strategy chosen by the client.
• We oversee the administrative paperwork required to transfer accounts and to manage the investments.

• Through our research and proprietary computer processes, we identify new or replacement investments for each client based on their individual investment strategy and the overall market conditions.
• We monitor existing investments and execute trades in order to take profits or limit loses in light of each client’s investment goals and the current investment climate.
• Our staff implements special client requests such as:
  • honoring client investment restrictions,
  • monitoring client-directed investments,
  • coordinating investments among multiple accounts,
  • holding required cash reserves, and
  • providing special research at a client's request.
• Near the end of each year, we implement tax reduction strategies for present and future years by selling investments that are performing at a significant loss and buying other investments that show a higher potential return.
• Our staff coordinates with the brokerage houses to handle the majority of the administrative issues, such as:
  • account document flow
  • voting corporate proxies
  • filing for shareholder class action lawsuits, etc.
• We are one of the few firms that still makes "house calls", whereby clients can meet with our staff in the privacy of their home or office. Winans International also has video conferencing capabilities through Sightspeed. Our staff is familiar with each client’s individual needs, and most issues that arise are handled within 24 hours.
• Periodically, at the request of either the client or Winans International, we meet in person or hold a conference call to review the portfolio and discuss possible changes.
• We store most client records in both digital and paper format as required under Federal rules and regulations.

 

• Every quarter we provide a performance analysis of investments called the "Portfolio Overview". This all-inclusive report takes the information provided by the brokerage house on all the accounts being managed for the client and combines it into one report that makes it easy to follow the progress being made in reaching the established five-year goal. As part of the Portfolio Overview, we tabulate most tax-related investment issues such as: short-term and long-term term capital gains transactions, dividend and interest income, and potential deductible fees. This allows the investor and his or her accountant to better plan for year-end tax issues.*

*We neither provide nor offer tax advice.  You should consult your tax professional before engaging in any planned financial transactions that may have tax implications.

• Winans International charges a fee for portfolio management services based on a percentage of the assets under management. Fees are billed quarterly for a prorated amount of the annual fee and are deducted directly from the brokerage account.
• The client receives an invoice showing the amount of the fee, the specific manner in which the Winans International fee was calculated, and any late fees imposed on the account. Investment management fees are usually tax deductible for most clients. (Consult your tax professional for additional guidance.)
• Fee Schedule:

Assets Under Management:	Growth Investments:	Taxable Income Investments:
Assets up to $125,000	1.60000%	.98000%
$125,001 to $250,000	1.48000%	.97020%
$250,001 to $500,000	1.36900%	.96050%
$500,001 to $1,000,000	1.23210%	.91247%
$1,000,001 to $2,000,000	1.10889%	.86685%
$2,000,001 to $3,000,000	1.02572%	.82351%
$3,000,001 to $4,000,000	1.00008%	.80292%
$4,000,001 to $5,000,000	.98008%	.78686%
$5,000,001 to $6,000,000	.96538%	.77506%
$6,000,001 to $7,000,000	.95572%	.76731%
$7,000,001 to $8,000,000	.95094%	.76347%
$8,000,001 to $9,000,000	.94857%	.76156%
Assets over $9,000,000	Negotiable	Negotiable

• There is a minimum processing fee of $10 per account per quarter.
• There is a minimum processing fee of $500 per client per year.
• Fees for Tax-Free Income Investments (i.e. municipal bonds, treasury bonds, etc.) are usually substantially reduced.